Gongol.com Archives: September 2024
September 30, 2024
Self-organization and reinsurance pools
Americans are a notoriously self-organizing people. We can point to a heritage celebrated by Alexis de Tocqueville in 1835 or reported with pride by Benjamin Franklin in 1790 for evidence of its long lineage. ■ But there are times when voluntarism can only do so much, and the catastrophic damage left behind after Hurricane Helene -- especially in western North Carolina -- gives an unfortunate example of the limits. North Carolina's state Department of Transportation has said, "Unless it's an emergency, all roads in Western NC should be considered closed". Local media depict complete devastation of the local transportation infrastructure. ■ Individual states within the United States already have a considerable supply of what we call "state capacity": The ability to get things done. Most states are comparable in population to independent countries around the world, and almost all have state-level gross domestic products that punch even further above their weight for population. ■ It ought to be well within our capacity at the national level to have a sort of backup level of service that can be rushed to the scene of similar disasters -- in much the same way that insurance companies have reinsurance companies to help backstop their own risk. More than anything, the national level of government should be able to supply a rapid-reaction effort to fill in for ordinary transportation and logistics networks until those networks can be brought back into operation. ■ We lean heavily on the National Guard to do that work, but considering the volatility of the geopolitical situation, it might be time for us as a nation to decide that the risk burden is large enough and widespread enough to justify a commonwealth investment in building the capacity to make the fastest repairs possible to stand in when everything else falls apart.
It isn't uncommon for someone to look at a weed growing in an inhospitable location like a parking-lot crack and have a fleeting thought of respect for the cleverness of the weed. Of course, it's a mistake to anthropomorphize a weed. The weed is no smarter than evolution has selected into its genes. ■ Yet we should recognize that nature does have a characteristic that we would recognize as intelligence, even if it isn't truly sentient. Sometimes intelligence shows up simply in adaptation to circumstances and the development of responses to those circumstances. A conditioning effect, as it were. ■ There are plenty of human beings who demonstrate the same kind of quasi-intelligence, and we often struggle to depict it correctly. Sometimes it's called "cunning" or "guile". Other times, it's even begrudgingly described as an "animal intelligence". ■ These people adapt their behaviors around circumstances or respond to stimuli in a way that almost looks like intelligent thought -- but most people of goodwill struggle to call it that, because it isn't a sense of deliberate, enlightened self-improvement. That's what we usually like to describe as "intelligence": It can start as a gift, but it takes form when the holder decides to make something better of themselves with it. ■ Enlightened self-improvement comes from a choice. There lots of people who show that kind of enlightened self-improvement, even when they are not innately "smart". That's what makes it laudable: Enlightened self-improvement can be undertaken by almost anyone. What we shouldn't do is applaud people who simply adapt, weed-like, around circumstances for selfish gain. ■ Words matter. Often, the lack of good words to describe things matters quite a lot, too. That we don't have an evident turn of phrase for this "weed intelligence" is a misfortune for us all, especially because those who exhibit it are often the ones of whom we ought to be most wary.
